• We begin by assessing your individual financial situation property and project details, and overall creditworthiness.

• Next, we work to determine the size, scope, and overall terms for the target loan, based on your individual needs and investment requirements.

• We provide an honest, unbiased view of your individual scenario

• When term sheets begin to arrive, we Advocate on your behalf to obtain the most competitive rates, loan-to-value ratios, debt service coverage ratios, amortization periods, and other key terms.

• We work together to clarify fees, covenants, and prepayment penalties.

• Using our extensive database of banks, credit unions, and private sources, we target lenders that are likely to be interested in providing a loan tailored to your individual needs. 

• ​We then suggest specific solutions that provide the best fit for your specific situation.

• We serve as a liaison between you and the lender, attorneys, appraisers, and other parties during the underwriting and closing process.

• This includes troubleshooting issues as they arise, while ensuring the transaction progresses as smoothly as possible.

• The next step includes preparing your loan applications and packages with necessary documentation (e.g., financial statements, rent rolls, valuations, feasibility studies, etc).

• We then promote your loan package in the best possible light to attract the best possible terms.

• We review this package with you, and modify as needed. 

If we have done our job, we will have provided:

• Access to multiple lenders, rather than just one. 

• A third party, unbiased perspective into your specific situation.

• Expertise and insight into an otherwise closed-door industry

• Significant time savings

• Profound cash savings by negotiating a lower interest rate